Do you think threads such as this encourage those that might not even think of it or notice shortage without encouragement to go check? Just wondering if the enemy of adequate supply is us.
I guess my credit card is sort of like a loan but if I buy a years worth of stuff and pay it off in two months.... But heck no I can't imagine a loan for consumable items. Be too much like those people that used home equity loans to buy vacations rather than concrete assets. One thing to borrow at low rate to buy car using home as collateral, entirely different to use the money for a two week cruise. Or even to pay of higher rate credit card. But buying powder that one is going to burn up at the range? Be like buying gas for the car on a bank loan.