Man, that is truth beyond many people's knowledge.
I was stopped in a construction zone and got rear ended at 50 mph by a texting 30 year old uninsured loser and we got hurt pretty bad and totaled my MB 300d. Good thing I was driving a full size well made car - we would have been killed otherwise.
With over 100k of medical bills (paid for by my own insurance thankfully) we settled the case under my uninsured motorist coverage for a princely sum.
The first thing I did was pay off all the credit cards. I tried paying it off before but could never really seem to get ahead.
Now, I pay them off totally every month....funny....it seems like I have more money now!