Medicare

[Txcowboy52]

Thanks Half Dog I’m in the same boat. Within the next year I will be looking at Medicare. I have lots of questions . This information helps me.

[farmbif]

since the doge layoffs trying to get reliable assistance from medicare may take you a quite a while depending on how and where you try to contact them and if you might have a congress or senate members phone number on speed dial that can help. the organization "chapter" is a trusted source of reliable info on medicare and medicare supplemental plans and on YouTube Dr. ed Weir, retired marine sergeant and former social security manager, has kept up to date on everything regarding social security and medicare and takes questions and concerns in real time just about every day on his live broadcast. he is a source I believe can be trusted for straight answers

[warren5421]

Do you have a disability rating from the VA? If you do you can get your meds for free or for a small amount.

[cephas53]

We found an independent agent to walk us through it. We got a supplement that has so far covered it all. We needed it, another story. However my eyes were opened when after my sister passed and I handled her last affairs. She had medicare Part A, B, and a separate drug plan. No supplement or advantage plan. She went to the ER, had test done and was admitted long enough for Part A to kick in, but at the time there was a $1500 out of pocket deductible. Probably more now. Part A has a list of qualifiers that need to be fulfilled before they'll pay. It did pay the hospital costs but all the Docs billed separately under Part B, where they pay 80% and you pay 20%. If someone sticks their head in the room and says hi find out why. The bills are confusing basically saying you owe this. None of the ones I got clearly stated medicare allows this for a procedure, and paid this much, so you owe this, which would be 20% of what medicare allows. Not necessarily what they originally billed. Had some figuring to do to make sense of it all.
When discussing her discharge she needed further care. Having power of attorney I signed her into a facility that included all the insurance info prior to admission. She passed quickly after, and I was under the impression if things weren't prearranged there could have been some denial of payments.

[.429&H110]

I would like to know if my medicare covers accidents.
I am locally told it does not.
You get in a car crash, that's not covered?
That is why you have medical on your car insurance...how much?
Hit by a car walking the dog. No?
Dunno the limits of coverage, and I would like to.
I have Advantage and they paid the last go round in the hospital.

[MUSTANG]

I would like to know if my medicare covers accidents.
I am locally told it does not.
You get in a car crash, that's not covered?
That is why you have medical on your car insurance...how much?
Hit by a car walking the dog. No?
Dunno the limits of coverage, and I would like to.
I have Advantage and they paid the last go round in the hospital.

Interesting question. My wife two months ago fell and broke her hip at a local Grocery Store. I pulled the car up and with the help of another customer got her in the car and drove her to the Local Hospital Emergency Room. She was in Hospital for a week; had a ball and joint hip replacement. Medicare Part A&B plus TriCare for Life paid for all the hospital bills (So Far). The Anathesits office sent us a bill - they claimed their services weren't covered; we corresponded with them about the TriCare for life not being listed on their claim; they ran that through the system and we have not heard from them since 5 weeks ago. (TriCare for Life behaves like a supplemental Insurance Policy to Medicare).

For rehab; they would have covered some level of rehab; but my wife wanted to do it on her own at the Gym (Hospital Sonosred facility with membership to Public). We got a "Free Crutch" from the hospital when she was released as they thought her how to go up and down stairs with the crutch. Wanted a walker and chair combo for her to go around the track at the Gym as part f her recovery exercising - the Local medical equipment outlet had one for $180.00 and medicare would have covered part of it; but it was designed where it free wheeled all the time; with user having to "Break" using hand break feature. We both felt that was "BACKWARDS" for here walking - it was better to have the Breaks on all the time unless the user squeezed the handles to allow it to free wheel while walking. They had a unit that was "Always BreaK ON"; remove break by always holding break handles with immediate breaking if handles are released. That unit was almost $700.00; but the Medical Equipment representative told us Medicare would not cover any of the cost on that unit as it was only for those diagnosed with Parkinson's Disease. I wrote a check and bought the unit myself as it was the best choice for my wife. I suppose we could have got the doctor to write a script for the expensive walker and see what Medicare would do on a claim; but did not want to experience all the hassle with Fed Govt all during here recovery so I bought it myself.

Not sure how that applies to Medicare covering accidents - but this was our experience.