Well, thanks, guys. I'll never use allstate again, had home and car from them in the late 90s, and had one theft, and then a lightning strike about 6 months later and they dropped us like a rock. I've had good experience with Liberty, they paid out to replace roof about 18 months ago and it cost them a lot (hail) and I'll keep paying for their homeowners insurance during to that, but the cars hurt a lot. And extra $100 odd a month is not easy to accept.
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Geico for the last 15 years and I've had zero claims ever. The 1st increase in price was a couple of months ago, went up $120 a year.
While I got it by the online method, having a good independent insurance agent is a real good idea.
~~~~~~~~~~~~~~
“If someone has a gun and is trying to kill you, it would be reasonable to shoot back with your own gun.”
― The Dalai Lama, Seattle Times, May 2001
liberty mutual is the worse.
Even state farm is better.
Progressive for about 15 years. About $1000 per year for 4 vehicles, all older -'05,'99,'87,'67. Never filed any damages as vehicles are throw away by design. Progressive is owned by George Soros so I will change one day soon.
I had State Farm for 10 or 12 years and then discovered Erie in my hometown. My same coverage for an F150 and a Honda went DOWN 50%. My Ranger was $500 a year and Markel gives the same coverage for $180 per year. My Farm policy was $1,800 per year for house, barn, outbuildings., etc. was $1,100 last year.
Shop Around! It does pay. This is a very good Post; thank you.
Be well.
Adam
I just dumped State Farm for raising the rates too much too often, no accidents, no claims. Just about a $50.00 raise for them every 6 months. I don't know if this has anything to do with it, but our old agent retired about 2 years ago and now the office is run by a yuppy type woman. I went with Erie, they copied my policy and now I'm paying almost half of what State Farm charged me.
Liberalism is a cult divorced from reality.
“You should tell someone what you know. There should be a history, so that men can learn from it.
He smiled. “Men do not learn from history. Each generation believes itself brighter than the last, each believes it can survive the mistakes of the older ones. Each discovers each old thing and they throw up their hands and say ‘See! Look what I have found! Look upon what I know!’ And each believes it is something new.
Louis L’Amour
The Californios
"Luck don't live out here. Wolves don't kill the unlucky deer; they kill the weak ones..." Jeremy Renner in Wind River
another vote for erie. good local agent ta boot !
USAA for 50 years, absolutely no complaints. Excellent service.
"Experience is a series of non-fatal mistakes"
Disarming is a mistake free people only get to make once...
USAA under $1000/year for a million/acident when most only do $300,000/acident as the state requires. I used several different companies over the years till my son, insurance adjuster, convinced me to call USAA.
anybody use HAGERTY for 'vintage' car insurance?
..
Been using Hagerty for at least 25 years on my 1972 Chevelle SS. No complaints, not costly. Not many raises. Those that are, are minimal and a result of them suggesting raising the vehicle's worth.
For my other three vehicles and house, we use an independent broker. We've had EMC, Safeco, and Travelers, over the years. EMC quit insuring private individuals in Arkansas.
Hagerty covers all my cars except for the one daily driver. They even cover my 06 Mustang GT. The price I pay for three pickups and two antiques cars plus the Mustang is less that just the Mustang alone was costing me with Allstate!! But even Hagerty is going up now.
You have to remember we have had several very damaging hurricanes that wiped whole towns off the face of the earth PLUS several fires that have done the same thing. SOMBODY is going to pay for all of that, the insurance is not going to take a loss for the shareholders.
I've been with Farm Bureau for 30 something years. House, autos, Polaris side-by-side, tractor, trailers, umbrella policy. Theres a lot to be said for having a good agent. Mine was a shooting buddy, assistant Scoutmaster and hunting buddy. Is so much better than the Allstate that we had before.
Moved from AK to AZ 7 years ago.
Had an "uninsured motorist" claim in NH 1999 that is never forgotten
(Stolen Grand Am destroyed my Tercel wooda been cheeper not to claim it)
(I have paid back that claim twice over through raised rates)($3000?)
Anyway, shopping for AZ insurance was sad until I found the local Allstate agent. She insures old folks who never go anywhere. She transferred my AK Allstate to AZ with my zero AK claims for about what I paid in AK, half of what typical AZ demolition derby drivers pay. Ever wonder why everybody in AZ drives a new truck? They total themselves every three years. Who buys the truck? We do.
And Tucson averages a pedestrian a day, DRT.
credit score is 848 - 853 depending
American Family for all my insurance needs though that may change
Hit em'hard
hit em'often
BP | Bronze Point | IMR | Improved Military Rifle | PTD | Pointed |
BR | Bench Rest | M | Magnum | RN | Round Nose |
BT | Boat Tail | PL | Power-Lokt | SP | Soft Point |
C | Compressed Charge | PR | Primer | SPCL | Soft Point "Core-Lokt" |
HP | Hollow Point | PSPCL | Pointed Soft Point "Core Lokt" | C.O.L. | Cartridge Overall Length |
PSP | Pointed Soft Point | Spz | Spitzer Point | SBT | Spitzer Boat Tail |
LRN | Lead Round Nose | LWC | Lead Wad Cutter | LSWC | Lead Semi Wad Cutter |
GC | Gas Check |