Paypal Regular v F&F

[softpoint]

I purchased some stuff off this very site back in November. Supposedly package was shipped, but was lost in route. I paid with PayPal F&F, and now I cannot file a claim with the Post Office because I have no receipt. So I will never pay with F&F again, and I advise others not to either.

[GoodAlloy]

It is the sellers responsibility to make sure that you received what you purchased if it never showed up it would be their risk not yours my two cents worth.
I have had similar situation on items I have sold, and I have always made the deal right. Your seller should ensure you getting what you paid for in my opinion.

I filed a postal claim on a similar situation over three years ago, and I have still yet to receive compensation from the Postal Service. I actually can’t even get them to respond to my inquiry.


QUOTE=softpoint;5504457]I purchased some stuff off this very site back in November. Supposedly package was shipped, but was lost in route. I paid with PayPal F&F, and now I cannot file a claim with the Post Office because I have no receipt. So I will never pay with F&F again, and I advise others not to either.[/QUOTE]

[softpoint]

It is the sellers responsibility to make sure that you received what you purchased if it never showed up it would be their risk not yours my two cents worth.
I have had similar situation on items I have sold, and I have always made the deal right. Your seller should ensure you getting what you paid for in my opinion.

I filed a postal claim on a similar situation over three years ago, and I have still yet to receive compensation from the Postal Service. I actually can’t even get them to respond to my inquiry.


QUOTE=softpoint;5504457]I purchased some stuff off this very site back in November. Supposedly package was shipped, but was lost in route. I paid with PayPal F&F, and now I cannot file a claim with the Post Office because I have no receipt. So I will never pay with F&F again, and I advise others not to either.

[/QUOTE]

The seller isn't interested in making it right. He has told me to deal with it. I have been to the Post office in person and am trying to get them to accept my claim. It wasn't a lot of money, but still..

[salpal48]

Never Buy Or send payment Friend Or family. Pay the Fee and you will have recourse.

[schutzen-jager]

you might try contacting USPS police + inspection service possible mail fraud if transaction went via USPS - does seller have printed proof of shipment ?

[deltaenterprizes]

I used to do F&F at the seller’s request until my credit card became Capitol One and charged a cash advance fee plus daily interest on the payment!
I got screwed into paying double for the item because I sent the seller a check and then they sent an invoice to PayPal and I couldn’t get a refund!
I don’t use Capital One credit cards anymore unless it’s an emergency!
Their customer service sucks because it’s in the Philippines and the idiots don’t understand American English!

[softpoint]

you might try contacting USPS police + inspection service possible mail fraud if transaction went via USPS - does seller have printed proof of shipment ?

Pretty sure he has proof of shipment, he sent me a tracking number. I think it was lost or stolen during transit. It would be easier for him to try to make a claim for it, I think, but he is unwilling to do so, so I will have to see if I can. I am the one who is out the money. He was paid. I also understand the Post Office can be very slow about resolving these issues..

[schutzen-jager]

if he has the receipt ask him to send you a copy - if he refuses i am sure he was hiding the money from IRS to avoid taxes which is a federal crime - what reason does he give for not making claim ? -

[DougGuy]

USPS MO is not fun these days. Good luck cashing one that is more than 100 before noon. Had 2 900 dollar USPS MO and took me weeks to cash. If they dont have the money in the drawer to cover it then you are SOL.

Jeez ever heard of a BANK???? Have you ever had a bank account? Banks will cash it if you have an account or let you deposit it into your account.

[softpoint]

An update, the seller has refunded me in the amount the package was insured for. He will have to file a claim with the Post office, to get that back. I'm happy with that, this has been a obviously been a pain in the rear for both of us.

[rickt300]

Paypal caused me a heck of a headache recently. Not sure if my account was hacked or the robot paypal keepers made a mistake. At any rate a guy I bought some stuff from had money "locked" up and account restricted for almost two weeks saying somehow I reported the transaction as fraudulent. I pulled my bank and card accounts from my Paypal account and am considering never using it again.

[schutzen-jager]

back when ebay forced every seller to use paypal i set up the account + only keep a $3.00 paypal balance + $12.00 balance [ minimum allowed to keep account open w/no fees ] in account linked to paypal - this keeps my risks very low -

[Sig]

It's a double edged sword. If a buyer uses F&F they have little to no recourse. If a seller accepts PP goods & services, they have little to no recourse. There are dishonest people on both sides.

[racepres]

Jeez ever heard of a BANK???? Have you ever had a bank account? Banks will cash it if you have an account or let you deposit it into your account.

Don't gots time to read thru all of this... But
If you use a Bank Account, Not a Credit Card...ie paypal uses an account balance.. No Fees...either end.. I have always tied Paypal to my account balance, an account I set up just for Epay at the bank.. and they have Never had a credit card from me...and.... No Fees... either end.. matters Not F&F nor G&S

[JonB_in_Glencoe]

Don't gots time to read thru all of this... But
If you use a Bank Account, Not a Credit Card...ie paypal uses an account balance.. No Fees...either end.. I have always tied Paypal to my account balance, an account I set up just for Epay at the bank.. and they have Never had a credit card from me...and.... No Fees... either end.. matters Not F&F nor G&S

There are Paypal fees paid by the seller when the buyer uses G&S option.
...AND, recently implemented by Paypal, if the seller sells more than $600 worth of items in a year, Paypal will send the seller a 1099 form to include with his Fed Tax return...whether the seller is in business or not.

Credit card fees are a totally different thing, not to be confused with Paypal fees.

[racepres]

There are Paypal fees paid by the seller when the buyer uses G&S option.
...AND, recently implemented by Paypal, if the seller sells more than $600 worth of items in a year, Paypal will send the seller a 1099 form to include with his Fed Tax return...whether the seller is in business or not.

Credit card fees are a totally different thing, not to be confused with Paypal fees.

Something fairly New??? I neve before had any fees when using my Bank Balance..
AssHats!!!

[TNsailorman]

I read recently that some credit card companies are co-operating with the ATF and reporting charges of ammo, guns, and gun elated products to the ATF. I don't know if this info is correct but if it is true, any credit card company doing this will never get my business.

[schutzen-jager]

I read recently that some credit card companies are co-operating with the ATF and reporting charges of ammo, guns, and gun elated products to the ATF. I don't know if this info is correct but if it is true, any credit card company doing this will never get my business.

Discover card just announced this policy - another reason the liberals want to do away with cash usage - a

[rustythread]

Having noticed that using Paypal F & F for transactions with strangers could be construed as wire fraud, I pay the extra ~3% to the seller. I haven't yet had a transaction involving enough money to be worth lying about. Just one opinion.

[hk940]

Just this month I had two sales thru Paypal (first in a long time) one buyer used G&S and one used F&F I had not specified payment either way, but was charged for the G&S sale.