Clint Smith said something to the effect of “carrying a pistol is supposed to be comforting not comfortable “. In my humble opinion those itty bitty pistols are for those who don’t really believe they need a pistol.
I am guilty of dressing like a slob to dress around my gun. Shirts one size too big, Carhart vests, sweaters, jackets, you name it. The smallest gun I carry is an XDs, the largest a S&W Mountain Gun. All in holsters fastened to a substantial pants belt. With at least one reload and a 900 lumen flashlight.
When you’re standing in front of the Pearly Gates you are the one explaining how you got there. In my case it won’t be due to too small of a gun or lack of ammo.