So I'm in the market for a first time buyer home. I have been getting all the research done and I got these figures from the lender. I know some of these are prob legit (the gov ones), some are negotiable, and some are pocket liners. Here is what they had totaled for a 150k purchase.
I assume that somebody here is in the business and can tell me which to fight, and which to roll over on.
Purchase 150k
Loan 142.5k
Origination Fee (1%) 1.425
Lenders Title Fee 625
Title Settlement Fee 600
Apprasial 500
Processing Fee 350
Underwriting Fee 400
Credit Report 112
Recording Fee 150
Courier Fee 20
Wire Fee 20
Xfer Taxes 15
Tas Service 90
Flood Certificate 10
Verif. Employment 21