I am not "down on my luck" and have an adequate income. Frankly, I could buy about any gun I want. However, I will NOT be paying over $2000 for a revolver any time soon. My Ruger single actions, with just a bit of trigger work, shoot extremely well. My .45 Colts did benefit from reaming the cylinder throats (did several of these myself - I was trained as a machinist). At any rate, for less than $600.00 my Ruger SS Bisley .45 colt/.45 ACP Convertible offers great accuracy at reasonable ranges ( 100 yards) and when reloaded properly, the "Ruger only" loads offer all the power this ol' deer hunter could conceivably want.
That is just one recent example. My Ruger .44 Lipsey Special, by any reasonable test you could give it is a "Premium" revolver. You know what they cost - MOST resonable. The only thing I had done to it was a trigger job. I could go on and on about other Rugers and S&W's but you get the idea where I am coming from.
At one time I seriously considered FA. However, when I saw that after you spent $2000+ on the gun they still wanted extra for a trigger job. That did it for me - I haven't thought about an FA since. Funny thing, I have never missed one, either
On the other hand, if an FA is your "cup of tea" have at it!
FWIW
Dale53