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Thread: Dave Ramsey Approves

  1. 10-31-2021, 12:33 PM #1
    jonp
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    Dave Ramsey Approves

    Paid off the house today about 20yrs early. I thought Halloween would be a day we would remember. Lots of no vacations, day old bread, meat on sale, 6 day work weeks to get here pinching dimes till they scream and keeping focused on the goal

    Now we dont owe a cent to anyone. Vehicles free and clear, house, hunting camp etc

    WooHoo
    I Am Descended From Men Who Would Not Be Ruled

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  2. 10-31-2021, 12:45 PM #2
    sigep1764
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    Congrats! We have 28 more years to go on our first home lol
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  3. 10-31-2021, 01:18 PM #3
    dannyd
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    Free and clear unless you have property tax now the state owns it
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  4. 10-31-2021, 01:26 PM #4
    parson48
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    Congrats!!
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  5. 10-31-2021, 01:30 PM #5
    AlHunt
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    That opens a lot of doors for you. Nice job,
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  6. 10-31-2021, 01:35 PM #6
    MaryB
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    Feels good doesn't it!
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  7. 10-31-2021, 01:46 PM #7
    jonp
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    Quote Originally Posted by dannyd View Post
    Free and clear unless you have property tax now the state owns it
    Ok Debbie Downer
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  8. 10-31-2021, 01:47 PM #8
    No_1
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    Congrats! Now you can afford primers.
    "The only way to deal with an unfree world is to become so absolutely free that your very existence is an act of rebellion."
    - Albert Camus -
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  9. 10-31-2021, 01:49 PM #9
    jonp
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    Quote Originally Posted by MaryB View Post
    Feels good doesn't it!
    I was free and clear years ago and it was surprising how little it took to make a go of it. Met my wife, moved and bought a house. Now free of debt again. Good feeling as one weeks pay from either of us will get us done for a month with money left over
    I Am Descended From Men Who Would Not Be Ruled

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  10. 10-31-2021, 01:51 PM #10
    jonp
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    Quote Originally Posted by No_1 View Post
    Congrats! Now you can afford primers.
    Not hardly No. 1. We didnt hit the megaball
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  11. 10-31-2021, 01:59 PM #11
    waksupi
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    My parents and grandparents taught me the idea that Ramsey espouses. Don't owe a penny, never have. Paid cash for my land, and materials to build my cabin. Never took out a car loan, and never had a credit card.
    The solid soft lead bullet is undoubtably the best and most satisfactory expanding bullet that has ever been designed. It invariably mushrooms perfectly, and never breaks up. With the metal base that is essential for velocities of 2000 f.s. and upwards to protect the naked base, these metal-based soft lead bullets are splendid.
    John Taylor - "African Rifles and Cartridges"

    Forget everything you know about loading jacketed bullets. This is a whole new ball game!

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  12. 10-31-2021, 02:07 PM #12
    dverna
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    You are way ahead of most folks.

    It is a great feeling to not have any debt. You are fortunate to have a wife that has the same mind set.

    BTW, the habits I learned to get my head above water never really left me. I would buy day old doughnuts..good enough. I keep buying everything I can in bulk.
    Don Verna

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  13. 10-31-2021, 02:12 PM #13
    jimlj
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    Weerr debt freeeee!!!!
    I haven't had a house payment for over 10 years.
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  14. 10-31-2021, 02:28 PM #14
    Huskerguy
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    I admire your ability to establish a plan and stick with it to completion. Blessings
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  15. 10-31-2021, 03:45 PM #15
    jonp
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    Quote Originally Posted by dverna View Post
    You are way ahead of most folks.

    It is a great feeling to not have any debt. You are fortunate to have a wife that has the same mind set.

    BTW, the habits I learned to get my head above water never really left me. I would buy day old doughnuts..good enough. I keep buying everything I can in bulk.
    Old school thrifty yankees that grew up hard under people that knew what tough times were and didnt expect any help from Big Government. No mystery
    I Am Descended From Men Who Would Not Be Ruled

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  16. 10-31-2021, 03:45 PM #16
    CastingFool
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    Congrats! I was blessed with a good job and we were able to pay our mortgage in 2009.
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  17. 10-31-2021, 03:51 PM #17
    alfadan
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    Great job! Paid mine off way early but a goid job and single made it much easier. Its a good feeling working on YOUR house, even mowing YOUR grass isn't it?
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  18. 10-31-2021, 03:54 PM #18
    ShooterAZ
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    Congrats, and yes it is a good feeling indeed to be debt free. Great way to set yourself up for retirement.
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  19. 10-31-2021, 04:50 PM #19
    lavenatti
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    Made 3 payments a month when I bought my current house and paid it off 11 years ago. Since then I took all the money I was putting towards the house and invested it.

    Retirement is going to be early and well funded.
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  20. 10-31-2021, 05:02 PM #20
    redriverhunter
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    glad for you. I have been plugging away at mine. I hate my job soo much that I have not been able to bring myself to do overtime knowing full well the benefits of it.
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BP Bronze Point IMR Improved Military Rifle PTD Pointed
BR Bench Rest M Magnum RN Round Nose
BT Boat Tail PL Power-Lokt SP Soft Point
C Compressed Charge PR Primer SPCL Soft Point "Core-Lokt"
HP Hollow Point PSPCL Pointed Soft Point "Core Lokt" C.O.L. Cartridge Overall Length
PSP Pointed Soft Point Spz Spitzer Point SBT Spitzer Boat Tail
LRN Lead Round Nose LWC Lead Wad Cutter LSWC Lead Semi Wad Cutter
GC Gas Check