There are companies who do it. We had one such company insure not only the shooting range but our reloading efforts. It is not cheap. I think we paid about $6000/yr for insurance for our entire enterprise. Most of that risk was the shooting range though. Fortunately, while we owned it we never had a claim which is no small feat considering how often people would cross shoot in the stalls and hit the carrier and bounce a lead fragment back at someone else on the firing line. A few people got pretty good cuts, but no one had an eye put out or a serious wound. I'm happy to be out of that business. The sleepless nights I had just don't add up to something that is worth it. If anyone is thinking of opening a shooting range for profit, my advise is don't do it. If you still think you want to do it, send me a note and we will talk and I'll tell you the 1000 reasons it's a bad idea.