Under any situation that forced me to use a gun in the house, repairing the Sheetrock and slopping up the mess is just a nonissue. Something inside my home intent on harming my family, I want the most power I have available that I can use proficiently, and I am most proficient with an 870. There’s a handgun beside the bed but I will grab the 870 if I have time. Lever guns are fine to hunt or play with but not my cup of tea when evil is about. Too much motion of my trigger hand and things(like a bolt) emerging and needing to return, then a hammer and in some cases these stupid new safety thingies, nope not a good plan. I hunt and compete with 870s, I know them inside out and trust them to work every time, based on firing 10s of thousands of rounds thru them over my life time. The dispersion, at household distance, is just not a bunch different than a single bullet, but the terminal effect of that .720 bore is notably more and my time to deliver a 2nd if needed is quite short.