WidenersTitan ReloadingRotoMetals2ADvertise here
MidSouth Shooters SupplyRepackboxLee PrecisionInline Fabrication

Page 1 of 2 12 LastLast
Results 1 to 20 of 21

Thread: Best option for taking payments online

  1. #1
    Vendor Sponsor Bantou's Avatar
    Join Date
    Jan 2020
    Location
    Texas
    Posts
    236

    Best option for taking payments online

    What is the best option for taking payments online? Has anybody tried using Vinmo or similar apps? Iím getting ready to list some stuff in S&S but Iíve heard PayPal takes a cut and USPS money orders take a while to get here.

    Thanks,
    B


    Sent from my iPhone using Tapatalk
    Happiness is a warm .45

  2. #2
    Cast Hunter




    RugerFan's Avatar
    Join Date
    Mar 2005
    Location
    Mat-Su, Alaska
    Posts
    2,049
    I have made payments with Zelle and it works pretty slick. It is free for the person paying, but Iím not sure about the person receiving payment. I have read that the participating bank gets charged .50 - .75 cents.


    Sent from my iPhone using Tapatalk Pro
    Boone and Crockett Club member
    <<----------------<<<<<<
    Pope & Young Club member


  3. #3
    Boolit Buddy
    Join Date
    Sep 2018
    Posts
    431
    Paypal is free for friends and family (F&F). Wife uses F&F for all person-to-person transactions.

  4. #4
    Boolit Master
    Chad5005's Avatar
    Join Date
    May 2018
    Location
    Buena Vista GA
    Posts
    595
    if they send it friends and family on paypal they pay the fees

  5. #5
    Boolit Buddy
    Join Date
    Sep 2018
    Posts
    431
    PayPal Friends & Family is free for both parties if youíre making ETF transfers directly from your bank account or if you have money in your PayPal account. Thereís a small charge if paying with a credit or debit card.
    They charge the fees if one party is a commercial business.


  6. #6
    Vendor Sponsor Bantou's Avatar
    Join Date
    Jan 2020
    Location
    Texas
    Posts
    236
    Quote Originally Posted by dangitgriff View Post
    PayPal Friends & Family is free for both parties if youíre making ETF transfers directly from your bank account or if you have money in your PayPal account. Thereís a small charge if paying with a credit or debit card.
    They charge the fees if one party is a commercial business.

    Thatís good to know. Thank you


    Sent from my iPhone using Tapatalk
    Happiness is a warm .45

  7. #7
    Boolit Master



    Alvarez Kelly's Avatar
    Join Date
    May 2010
    Location
    Illinois
    Posts
    1,131
    Quote Originally Posted by Chad5005 View Post
    if they send it friends and family on paypal they pay the fees
    Not true. Friends and family is free for both parties. However!! If you are buying a product from someone you donít really know, there are no consumer protections. Paying with PayPal costs the receiver 3% plus 30 cents. It gives the buyer certain guarantees.

    I send money via friends and family often. As a purchaser however, I tend to be wary of using it unless I really know the seller.

  8. #8
    Boolit Master StuBach's Avatar
    Join Date
    Dec 2015
    Location
    Michigan
    Posts
    650
    I agree with what other have said. Iíve used Zelle once and it worked but PayPal has a long standing history with me. If your selling why not list as PayPal F&F or add 3% for normal PayPal. Iíve seen several sellers list like this. That way your buyers can extend the trust of F&F or if they are tepid they can add the cost of the regular fees to their cost and get the buyer protections.

  9. #9
    Venmo does sound good, my kids use it, same deal, its free if you don't transfer $ to a bank account, you just kind of use it as its own acct. If you want the $ out of it they charge a fee, but if you just leave it in there or pay someone with it, it is free.

  10. #10
    Vendor Sponsor Bantou's Avatar
    Join Date
    Jan 2020
    Location
    Texas
    Posts
    236
    Quote Originally Posted by StuBach View Post
    I agree with what other have said. Iíve used Zelle once and it worked but PayPal has a long standing history with me. If your selling why not list as PayPal F&F or add 3% for normal PayPal. Iíve seen several sellers list like this. That way your buyers can extend the trust of F&F or if they are tepid they can add the cost of the regular fees to their cost and get the buyer protections.
    Thatís a really good idea. I think Iíll go that route. Thank you


    Sent from my iPhone using Tapatalk
    Happiness is a warm .45

  11. #11
    Boolit Master
    Chad5005's Avatar
    Join Date
    May 2018
    Location
    Buena Vista GA
    Posts
    595
    Quote Originally Posted by Alvarez Kelly View Post
    Not true. Friends and family is free for both parties. However!! If you are buying a product from someone you don’t really know, there are no consumer protections. Paying with PayPal costs the receiver 3% plus 30 cents. It gives the buyer certain guarantees.

    I send money via friends and family often. As a purchaser however, I tend to be wary of using it unless I really know the seller.
    if youre buying from someone friends and family and you have it linked to your credit card it charges you a fee

  12. #12
    Boolit Master



    Alvarez Kelly's Avatar
    Join Date
    May 2010
    Location
    Illinois
    Posts
    1,131
    Quote Originally Posted by Chad5005 View Post
    if youre buying from someone friends and family and you have it linked to your credit card it charges you a fee
    Yes. You’re right. That’s a convenience fee. I don’t think about that because I don’t use a credit card to send money to friends or family. Doesn’t cost a dime if you pay with your checking account or PayPal balance.

  13. #13
    Boolit Master


    MrWolf's Avatar
    Join Date
    Apr 2013
    Location
    NE West Virginia
    Posts
    2,506
    It may not matter but I have a checking account I keep for "local" use versus my primary online bill paying account. I link the local account with PayPal and find it as required. If something gets hacked or an issue I can at least mitigate the damage.

    Ron

  14. #14
    Boolit Buddy
    Join Date
    Sep 2010
    Location
    Atlanta-ish
    Posts
    248
    I think of everyone here as a friend, so no fear of PP F&F for both purchase and sale.

  15. #15
    Boolit Mold
    BP Dave's Avatar
    Join Date
    Mar 2014
    Location
    Pacific NW
    Posts
    14
    FWIW, my Paypal account is hooked only to my credit card. Recently, at the seller's insistance, I used Paypay Friends and Family for a small purchase. Paypal charged a fee, and my credit card charged a cash advance fee. Not doing that again!

    --DJ

  16. #16
    Boolit Buddy
    Join Date
    Jul 2016
    Posts
    258
    Quote Originally Posted by Kimber1911 View Post
    Venmo does sound good, my kids use it, same deal, its free if you don't transfer $ to a bank account, you just kind of use it as its own acct. If you want the $ out of it they charge a fee, but if you just leave it in there or pay someone with it, it is free.
    I think it only costs money if u want it transferred to bank immediately. If you can wait a day, it’s free.

    It really is a millennial thing though... make sure your privacy settings are good. There is a feed of all your transactions posted to all your contacts. I turned it off. But I can see all my friends and who they gave/got money from and what for... if marked.

  17. #17
    Boolit Bub
    Join Date
    Nov 2015
    Location
    Northern Colorado
    Posts
    58
    I would never use Paypal F&F, Zelle, or Venmo to buy something from someone on the internet.

    There is no protection for the buyer built into these systems because they are not intended to be used for buying goods. Basically, if you send a F&F, Zelle, etc. payment to someone and they don't ship you anything, you're SOL.

    If I see a post asking for these payments, I figure it's a scam and I move on.

  18. #18
    Boolit Buddy
    Join Date
    Sep 2018
    Posts
    431
    Iíve used PayPal to purchase items from sellers in this forum without issue. I would think you are at least partly correct in assuming there is a higher risk doing that from new members with lower post counts, i.e., those who havenít established themselves as trustworthy.
    Very good group of shooters and reloaders here, I feel privileged to be part of the community.

  19. #19
    Boolit Master
    Mal Paso's Avatar
    Join Date
    Jun 2010
    Location
    Carmel, Ca
    Posts
    2,508
    PayPal does a good job for very little money. Western Union is like dealing with a loan shark if you have to send money.
    Mal

    Mal Paso means Bad Pass, just so you know.

  20. #20
    Boolit Master Handloader109's Avatar
    Join Date
    Jan 2014
    Location
    NW Arkansas
    Posts
    1,527
    Paypal is FREE to both parties under F&F. If your BANK charges a fee, then CHANGE BANKS! They are robbing you. I've done tons of F&F and zero charges. (Both directions)
    But these other apps DO charge a fee if you want to get to your money. As long as you keep the money in their APP and use it from there they are free. Vinmo is one like that.

Page 1 of 2 12 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
Abbreviations used in Reloading

BP Bronze Point IMR Improved Military Rifle PTD Pointed
BR Bench Rest M Magnum RN Round Nose
BT Boat Tail PL Power-Lokt SP Soft Point
C Compressed Charge PR Primer SPCL Soft Point "Core-Lokt"
HP Hollow Point PSPCL Pointed Soft Point "Core Lokt" C.O.L. Cartridge Overall Length
PSP Pointed Soft Point Spz Spitzer Point SBT Spitzer Boat Tail
LRN Lead Round Nose LWC Lead Wad Cutter LSWC Lead Semi Wad Cutter
GC Gas Check