Think I'm OK on this one but will check tomorrow. Checked my hotmail account, which I almost never use. Found a msg supposedly from "iTunes" charging me for some music I never heard of. Said they charged it to my Visa. Thing is I have NEVER bought anything from them, the only iPhone in the house belonged to my deceased wife and is not in use tho I charged it a couple days ago thinking about switching to it. The msg was from back in the middle of the month. I'll check with my Visa people tomorrow just to be sure nothing is happening. Modern technology Sucks! GW