I am in agreement with the idea of standard 38 loads being acceptable/sufficient in any situation where I have the gun with me.
You might say "The .38 ain't enough gun in 'this' or 'that' situation." Well I stay away from those situations. In rural Idaho I can and do. I'm not using it for a house gun, I know the debate over caliber sufficiency is endless so I return to the words of a short little fellow I met once, when I was a teenager. I was at a gun show in Twin Falls Idaho and met Elmer Keith. Big hat, wrinkled like a prune and a grip of iron. Anyway, a fellow from my town here by the name of John Taffin quoted Keith when he said "I would rather face a fool with a .44 Magnum than a skilled adversary with a .22."