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Thread: Equifax data breach

  1. #1
    Boolit Master
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    Equifax data breach

    W/ almost half of all Americans effected it could be a bumpy ride. Keep an eye on your credit report. If they have your SS number it's going to effect you for the rest of your life. I don't trust anyone w/ my information anymore. Expect a large lawsuit over this. Of course only the lawyers will get paid and people will be fighting identity theft for years to come.

  2. #2
    Boolit Master


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    Would this be a good time to ask for a new CC number for your account? Mine is 3 years old and well used. Remembering all the PWs and user names is rediclous, and having to change them is impossible.
    Information not shared. is wasted.

  3. #3
    Boolit Master
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    if you pay cash for everything and have a credit score of 480 this affects you umm somehow?
    it's all an educated guess,,,, till the trigger is pulled.

    this opinion brought to you by mister low-tech solution..

  4. #4
    Boolit Master
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    it was just a matter of time before it happened
    seems our personal information is a secondary thought to
    many businesses that store intel on the computer
    personally I don't trust any of them but it is what it is and that
    is the way the wheels turn these days
    Hit em'hard
    hit em'often

  5. #5
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    Do not Sign up for the trusted ID program on Equifax .. They are pushing this now .. When you sign up there is a clause they that you give up the right to join a class action suit against them .. don't do it

    http://www.marketwatch.com/story/why...uit-2017-09-08
    I carry a Nuke50 because cleaning up the mess is Silly !!

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    I am not crazy my mom had me tested

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  6. #6
    Boolit Master
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    So do I have to contact Equifax or just watch my #'s for the rest of my life?

  7. #7
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    go tgo Equifax and do a credit freeze .. its free and you can turn off if you need a load or credit check later ..

    They try to hid the link its under he heading "Credit Report Assistance" again its free and stops anyone from accessing you EQUIFAX credit report .. if you do this at Transunion and Experian no one can start any credit issues for you ..
    just have to reopen at all three with trying to open a new account later
    I carry a Nuke50 because cleaning up the mess is Silly !!

    http://www.bing.com/search?q=nuke50&...7ADE&FORM=QBLH

    Selling Hi Quality Powdercoating Powder and Sure-Kill deer and cover scents

    PULSAR night vision and thermal dealer !!!
    PM me for a good deal

    I am not crazy my mom had me tested

    Theres a fine line between genius and crazy .. I'm that line
    and depending on the day I might just step over that line !!!

  8. #8
    Boolit Buddy shell70634's Avatar
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    It's only free in LA if you are over 62. Or identity theft victim which requires police report. Otherwise $10 fee. Other states have fees also.
    “You only make one mistake in this business – you’re either an expert or you’re dead.”
    Col. Thomas J. Kane

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  9. #9
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    Quote Originally Posted by mold maker View Post
    Would this be a good time to ask for a new CC number for your account? Mine is 3 years old and well used. Remembering all the PWs and user names is rediclous, and having to change them is impossible.
    New CC number won't help at all, they basically leaked everyone's identity with SSN and every other detail.


    This is the worst part to me:

    "Equifax learned about the hack on July 29, according to an FAQ. Sept. 7, however, was the first day the company publicly announced the hack. "
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  10. #10
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    Quote Originally Posted by DerekP Houston View Post
    [...]
    This is the worst part to me:

    "Equifax learned about the hack on July 29, according to an FAQ. Sept. 7, however, was the first day the company publicly announced the hack. "
    Don't forget that three top Equifax executives sold something like ?$2.5M? worth of their personal stock in the company on ~August 1.

  11. #11
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    Quote Originally Posted by Kestrel4k View Post
    Don't forget that three top Equifax executives sold something like ?$2.5M? worth of their personal stock in the company on ~August 1.
    Shouldn't they be prosecuted for insider trading similar to Martha Stewart? Seems like they knew the stock was going to take a hit once they released that data.
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  12. #12
    Boolit Master popper's Avatar
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    IT managers are just computer installers. No idea of computer (or any type) security at all.
    Whatever!

  13. #13
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    Quote Originally Posted by shell70634 View Post
    It's only free in LA if you are over 62. Or identity theft victim which requires police report. Otherwise $10 fee. Other states have fees also.
    Equifax is doing it for free as they have admitted your data was breached ..In NC we get all 3 bureaus for free
    I carry a Nuke50 because cleaning up the mess is Silly !!

    http://www.bing.com/search?q=nuke50&...7ADE&FORM=QBLH

    Selling Hi Quality Powdercoating Powder and Sure-Kill deer and cover scents

    PULSAR night vision and thermal dealer !!!
    PM me for a good deal

    I am not crazy my mom had me tested

    Theres a fine line between genius and crazy .. I'm that line
    and depending on the day I might just step over that line !!!

  14. #14
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    Quote Originally Posted by DerekP Houston View Post
    New CC number won't help at all, they basically leaked everyone's identity with SSN and every other detail.
    Yep, the account numbers don't bother me. It's the SS number and other personal details, like birth date, that do. My CC numbers have been stolen to many times to count. They have fraud protection so I'm not liable. Now w/ the personal info someone can conceivably open all types of cards and loans w/ put you knowing. The scary part is medical fraud where they go and get high dollar procedures under your info. You're guilty into you prove yourself innocent in these cases.

    If you fall under the category that R5R mentioned you could still end up w/ a lot of bills in your name. Something tells me this was a state sponsored attack. I'm sure we can all guess who the top two countries would be. Information like this shouldn't be stored together in one place. And it needs to be behind all types of security walls.

  15. #15
    Boolit Master
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    I was really tempted to sign up for LifeLock at this point...until i did a bit of research and found out THEY have been breached numerous times as well. Anyone have a recommended monitoring service that will actually track this all without falling victim to it themselves? It appears easier to just freeze my SSN at this point and not open anything for a year.
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  16. #16
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    I have not researched any of these companies but it's a starting point.
    http://www.reviews.com/identity-thef...tion-services/

    I need to figure out how to freeze everything. I'm glad I bought the wife a new car two months ago. I don't need any new lines of credit at this point.

  17. #17
    Boolit Master
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    Quote Originally Posted by dragon813gt View Post
    I have not researched any of these companies but it's a starting point.
    http://www.reviews.com/identity-thef...tion-services/

    I need to figure out how to freeze everything. I'm glad I bought the wife a new car two months ago. I don't need any new lines of credit at this point.
    Yeah that was my take too, we have everything we need for now. No point just leaving it an open invitation to ruin my credit. Thanks for the link I'll take a look after I mow the yards.
    My feedback page if you feel inclined to add:
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  18. #18
    Boolit Master WILCO's Avatar
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    Quote Originally Posted by runfiverun View Post
    if you pay cash for everything and have a credit score of 480 this affects you umm somehow?
    Regardless of paying cash and having a 480 credit score, once your identity is compromised it's all downhill even further. Placing one into a third world status for eternity.
    Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful. - Albert Schweitzer

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  19. #19
    Boolit Master
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    Cost me $30.70 and about thirty minutes to freeze all three. Would have taken half the time but I spent twenty minutes on Transunion's site because they make it more complicated then the other two. Not surprisingly Equifax had virtually no identity verification. The other two had deeper questions. I feel a little better now. IMO the fees need to be waived because of this breach. Equifax should cover the costs for the other two and theirs should be free.

  20. #20
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    Today, I spent an hour putting a credit check stop on all three agencies. I now have a PIN for each agency that I can use to temporarily undo the stop, so someone I authorize can do a proper credit check. For some time now, I have logged into each bank and credit card account every day, to look for hanky panky. One Saturday last year, I found some African had bought a first class ticket to NYC and had already travelled there. United cancelled his return leg and the bank took the charges off my account. Sorta fun.

    I had the same experience as Dragon above, the TransUnion site was a massive PITA to navigate. All the agencies would much prefer that these security stops be put in place as part of their fee for service monitoring programs. Took a while to find a way to get the stop in place without signing up for any of that.

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