:Insurance companies can be a royal pain and then some.However, when the BS starts to get too deep,I usually just call the state insurance commissioners office and file a formal complaint against not only the company but the adjuster too.Amazing how fast the tune from the insurance company changes.
Good luck.Have fun.Be safe.
Leo
People never lie so much as after a hunt,during a war,or before an election.
Otto von Bismarck
Yesterday after lunch, my Daughter was stopped behind traffic at a stop light, when she got rear ended. Very little damage to my 06 Gran Caravan, but she and a passenger both have stiff necks as a result. There were two Deputies at the light in the oposite direction that witnessed the event. It was the first acccident for my 52 year old Daughter.
It willl be interesting to see the how the wheels of justice and the ins. co. work.
Information not shared. is wasted.
Get those necks checked well! Neck injuries can be for life as I well know(3 inch titanium plate in mine)! I was a year older when I had my first accident that left me with the messed up neck.
Necks check out OK, and damage less than deductable. What's one more dent in an 11 yr old van with 166K miles? I'll just consider myself lucky.
Information not shared. is wasted.
Just curious - if your daughter was not at fault, why should she have to pay the deductible?
Good question, but it's the first time I was ever involved and didn't think of that. I'll call the ins. co. back in the morning. It might have been because of obvious prior damage to the effected area.
The van is a family hauler and has had several minor finder binders that affected nothing but pride in appearance.
Information not shared. is wasted.
When I got hit (NC resident) my insurance company said they didn't want to know anything about it and I was better off if they didn't know. My ins. agent said it was up to me to deal with the other folks ins. company. That was NATIONWIDE INSURANCE.
I switched to FARM BUREAU and when I got hit my agent took care of everything. He even carried me to pick up parts to repair an AC call I'd been on.
I have American Family and never had any trouble and agent went over and beyond his duty.
I was hit once in an older car that had older damage. The insurance adjuster checked out the car, determined how much damage had been done on top of the old damage. The insurance company then said that they'd give me X amount of money to have it fixed (I think it was a few hundred), or I could keep the money, not have the car fixed, but it would be devalued by that amount. I kept the money (it's all legal).
Went to the doctor on Friday. Neck and back are OK, but started to have a sharp pain in the left leg.
Doc said I had torn something. Nothing they can do. Just has to heal on it's own.
Said if it's not better in a month, call back.
Taking Aleve when sore. Doc asked if I wanted something stronger. Not for me.
It's not as bad as Wed, but still have pain when walking.
That's why I'm home and not at the range.
Can't even drive the truck. Painful to push the clutch.
Cat is happy I'm home.
What I would do (and what I did)...
Call your insurance agent or company and open a claim. It doesn't have to go anywhere, lawyers don't have to get involved, but, with a pain like that, create a paper trail. You should not have to pay for DR visits, Xrays, etc. And a second opinion is not a bad idea.
Torn something or pinched a nerve in the spine that is affecting that leg, spine is not something to ignore(speaking from experience!). If it persists more than a week ask to see a neurologist.
I filed a claim with my insurance company, the same day I called the other insurance company.
Doctor said kind of the same thing. Could be a pinched nerve in the back.
Just have to wait and see if it gets worse, or better.
It's feeling much better.
Go see a neuro. Md. Vehicle can be fixed with bought parts, your body can not. Make dag gone sure " any future medical" is written in any settlement.
10-x
NRA Endowment
H.R.M.S.
N.F.A.C.
RVN Veteran
VFW
"The short memories of the American voters is what keeps our politicians in office"------Will Rogers
Leg felling much better.
Hope to make it to the range tomorrow.
I kind of gave up on the insurance company calling back.
Found a used bumper still in good condition.
Had to push out a few dings, but it fit and looks OK.
Just after I finished, insurance company calls.
Going to see the adjuster on Monday.
I'll take the old bumper for them to see.
One part needed from the dealer.
Called today...$60.00 for a plastic trim part. Rip off.
I'll see what the adjuster says.
All three times we have had to work with Geico,we havn't had any problem.
I started out with nothing and I still have most of it left.
Paralyzed Veterans of America
Looking for a Hensly &Gibbs #258 any thing from a two cavity to a 10cavityI found a new one from a member here
I was a little surprised with Geico. Everything went really smooth.
He took a few pictures, went to the computer, cut a check and that was it.
Told him I didn't expect them to cover it, so I got another bumper and replaced it myself.
He said it wasn't a problem. He understood how people feel about insurance companies.
He said they estimate for new parts only for repairs.
So I got way more than I thought I would.
He said it's what the claim was for, so the rest is mine to keep.
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