Put me in the "pass" category. I don't need it, the miracle cures people claim from it are bunk, and if I'm hunting for dinner and burning a fire for warmth, I don't need coins I can't eat.
Land is a good call. My graduation present to myself will be a small hunting cabin outside the city, just big enough to hang out for a year or two if things go terribly wrong. I don't have kids, I never will, so it should be fairly easy to pay off.
To those who asked, yes, you do get to keep your stuff if the bank takes your house.
IMO, for the cost of an ounce of silver every month, a gym membership would be a far better investment. Poor health will kill you as dead as any bullet, just slower and more expensive.