Originally Posted by
Ithaca Gunner
The agents and brokers that sell insurance don't really put this out and it varies state to state, however here in PA if someone were to hit your car/truck and has insurance like Allstate, Progressive, etc. that simply LOVE using cheap Chinese knock-off parts and you have a decent company like, USAA, State Farm, etc. bring up to either YOUR adjuster or agent that you want your car/truck repaired to USAA, State Farm, etc. specs using OEM parts. You shouldn't have to settle for someone else's ''discount'' insurance when you have good insurance. In such cases here, your good insurance would take over the repair responsibillity with the body shop and go after the discount insurance company for the difference. Don't let the likes of Allstate or Progressive use chinese parts on your car/truck.